These Terms and Conditions (Terms) govern your use of the website https://khalsaphulwari.com/ (Website) operated by Khalsa Phulwari (we, us, our). By accessing or using the Website, you agree to be bound by these Terms.

1. Definitions

Content means any text, images, audio, video, downloads, lessons, blog posts, educational material, and other information made available on the Website.

User means any person who accesses or uses the Website.

2. Eligibility and acceptable use

You must use the Website in a lawful manner and not in any way that violates any applicable laws or regulations.

You agree not to: (a) interfere with the security or operation of the Website; (b) attempt to gain unauthorised access to any systems; (c) upload or transmit malicious code; (d) copy, scrape, or harvest data except as expressly permitted; (e) use the Website to defame, harass, threaten, or infringe the rights of others; or (f) misuse forms or contact methods.

3. Educational and informational content (no professional advice)

Content on this Website is provided for general educational and informational purposes only. It is not a substitute for professional advice (including medical, legal, financial, or educational advice). You should seek independent advice appropriate to your circumstances.

4. Accounts, registrations and submissions

Some features may require you to provide information (e.g., expression of interest forms, subscriptions, registrations). You must ensure any information you submit is accurate and up to date. You are responsible for safeguarding any account credentials.

5. Intellectual property

Unless otherwise stated, all intellectual property rights in the Website and Content are owned by or licensed to Khalsa Phulwari. You may view and use the Website for personal, non-commercial use only. You must not reproduce, distribute, publish, modify, create derivative works from, or exploit any Content without prior written consent, except as permitted by law.

6. User-generated content

If you submit content (including comments, messages, media, or feedback), you grant us a non-exclusive, royalty-free, worldwide licence to use, reproduce, modify, publish, and communicate that content for operating and promoting the Website.

You warrant that you have the right to submit such content and that it does not infringe the rights of any third party.

7. Third-party links and services

The Website may contain links to third-party websites or services. We do not control and are not responsible for third-party content, policies, or practices. Accessing third-party links is at your own risk.

8. Purchases, donations, and refunds (if applicable)

If the Website offers paid products, classes, subscriptions, or donations, additional terms may apply at the point of purchase. Unless required by law, all fees are non-refundable once services have commenced or digital content has been accessed. Where Australian Consumer Law applies, your rights cannot be excluded.

9. Disclaimers

The Website and Content are provided ‘as is’ and ‘as available’. We do not warrant that the Website will be error-free, uninterrupted, or free from viruses. While we take reasonable care to maintain the Website, we make no guarantees about accuracy, completeness, or suitability of Content.

10. Limitation of liability

To the maximum extent permitted by law, Khalsa Phulwari excludes all liability for any loss, damage, or expense arising out of or in connection with your use of (or inability to use) the Website or Content, including indirect or consequential loss.

Nothing in these Terms excludes, restricts, or modifies any consumer guarantee, right, or remedy that cannot be excluded under applicable law (including Australian Consumer Law).

11. Indemnity

You agree to indemnify us and our officers, employees, contractors, and agents against any claims, losses, liabilities, costs, and expenses (including legal fees) arising from your breach of these Terms or your misuse of the Website.

12. Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.

13. Changes to the Website and Terms

We may update the Website and these Terms from time to time. Changes take effect when posted on this page. By continuing to use the Website, you accept the updated Terms.

14. Termination

We may suspend or terminate access to the Website at any time (without notice) if we reasonably believe you have breached these Terms or misused the Website.

15. Governing law

These Terms are governed by the laws of Australia. You submit to the non-exclusive jurisdiction of the courts of Australia.

16. Contact

For questions about these Terms, contact us via the contact form on https://khalsaphulwari.com/ or by email if provided on the Website.